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If you’re considering opening a shop in Italy, it’s essential to be aware of the various incentives available.
These bonuses can help cover the costs associated with starting your new venture.
The initiatives aimed at self-employment target mainly specific demographics, particularly those deemed in need of support due to social or economic challenges.
For instance, individuals experiencing unemployment or those already receiving income support like the Inclusion Allowance may find these incentives beneficial.
Additionally, there are provisions for younger entrepreneurs, women, and residents in economically disadvantaged areas.
Here, we offer a comprehensive guide to the bonuses available for aspiring shop owners in Italy, including their amounts and eligibility requirements.
Individuals who lose their job involuntarily are usually entitled to unemployment benefits known as Naspi.
As of 2024, the Naspi payment is 75% of the average salary calculated from the last four years, applied up to the first €1,425.21, with an additional 25% for amounts beyond that.
However, it cannot exceed €1,550.42, and it decreases by 3% for each month after the sixth month of receipt.
Naspi can be useful for opening a shop.
When initiating a self-employed activity, the unemployed can request an advance payment, which provides a lump sum to support their investment.
The new Inclusion Allowance, which replaced the Citizenship Income, also contains incentives for family members wishing to start their own business, including opening a shop (online included).
To qualify, individuals must be recipients of the Inclusion Allowance while demonstrating their intent to open a business.
The bonus can reach a maximum of €3,000, calculated over six months, dependent on individual circumstances.
This initiative, managed by Invitalia, assists those starting a self-employed business, particularly in the commerce sector, in specific southern regions of Italy.
Eligible areas include locations in Abruzzo, Basilicata, Calabria, and more.
The total investment can go up to €200,000, with half as a non-repayable grant.
Another initiative from Invitalia, Bonus On, focuses on businesses predominantly owned by youth aged 18 to 35 and women of any age.
Although primarily intended for improving existing businesses, it can cover up to 90% of costs through a combination of zero-interest loans and non-repayable grants, evaluated on a case-by-case basis.
For more details on these incentives, visit the official Invitalia website or contact their assistance service.
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