Calculation of the 2024 inclusion allowance, amount and differences with the citizen's income

From January 2024, most of the families who are still beneficiaries of the Citizenship Income (but not all) will transition to the Inclusion Allowance.
The new income support measure recalls the Rdc in many respects, however there are substantial differences which could also have repercussions on the calculation of the amount.
So much so that there are families who with the transition to the Inclusion Allowance will receive a lower amount, yet they could even be favored especially because the new measure is fully compatible and cumulative with the single universal Allowance (for the which a new application must be sent) both with the Support for training and work, a bonus of 350 euros due to employable people.
In particular, the difference between Inclusion Allowance and Citizenship Income lies entirely in the calculation of the equivalence scale parameter, i.e.
that coefficient which serves to determine the threshold limit for benefiting from the integration (and to quantify its amount).
In fact, the value assigned to minors is reduced, while adults are not even considered when they are aged between 18 and 59 and are in a position to work.
In this regard, given the imminent arrival of the Inclusion Allowance – which will be paid as early as January for those who have sent the application and signed the Digital Activation Agreement by the end of the year – it is interesting to delve deeper into the calculation system applied for the new support so as to answer the question of who risks taking less, and who more, compared to today.
Inclusion Allowance Calculation 2023 Formula for calculating the Inclusion Allowance Calculation examples How to increase the Inclusion Allowance with the Support for training and work How to increase the Inclusion Allowance with the Universal Allowance for dependent children Allowance inclusion allowance as a citizenship pension Reimbursement of rent component Duration Formula for calculating the inclusion allowance From 1 January 2024, as a result of the provisions of the Labor Decree, families with at least one minor, a disabled person or a minor within them, who have an ISEE of less than 9,360 euros and satisfy another series of requirements, can access the new Inclusion Allowance, "measure of economic support and social and professional inclusion, conditioned on means testing and adherence to a personalized path of activation and social and work inclusion".
As with Citizenship Income, it consists of an integration of the income received until a certain threshold is reached, which varies depending on the composition of the family unit.
The formula for the calculation is the following [(6,000 euros * equivalence scale parameter) – Family income)]/12 Read like this there are no differences compared to the citizen's income.
However, it must be considered that in the transition from Rdc to Inclusion Allowance the rules for calculating the equivalence scale parameter change, as the employable adult members present in the nucleus will no longer be taken into account.
In detail: for the applicant a value of 1 is always assigned; adults are instead excluded from the scale parameter except in the case of those with care burdens (those who take care of a disabled person, a child under 3 years of age, or 3 or more minor children) and those over 60, to whom it continues to be assigned a value of 0.4; for each disabled or non-self-sufficient member, a value of 0.5 is assigned; news also for minors, for whom until now a value of 0.2 was assigned.
With the inclusion allowance this value drops to 0.15 for each minor, up to a maximum of 2, 0.10 for the others.
For example, a family made up of two adults and two minor children, one of whom is under the age of 2, will have a scale parameter equal to 1.7, just lower than that assigned with the Rdc (equal to 1.8 ).
A family made up of two adults and two minors, but none under the age of 2, will instead have a scale parameter of 1.3 (while with the Rdc it would always have been equal to 1.8).
As seen above, the equivalence scale parameter has a significant impact on the formula for calculating the inclusion allowance: the higher it is, in fact, the higher the integration to which one will be entitled.
Obviously, the income received will also affect the final calculation: in fact, only when it is equal to zero will the maximum integration be due.
Calculation examples Let's consider a family with two adults and two minor children, one of whom is under the age of 3, with a family income of 2,000 euros.
How much will be due as an inclusion allowance? We have already had the opportunity to discover that the equivalence scale parameter is equal to 1.7: at this point just replace the data in our possession in the aforementioned formula to find out how much it would be: [(6,000 euros * 1.7) – 2,000) ]/12 On a monthly basis, therefore, she would be entitled to an income supplement of approximately 683 euros per month.
With the Rdc, however, a slightly higher amount would have been due, as it was equal to 733 euros per month.
In this regard, here are some examples of typical families and what will be the maximum amount they will be able to obtain thanks to the Inclusion Allowance, from which the monthly income (annual income divided by twelve monthly payments) will eventually be subtracted if it is not equal to zero.
Family Equivalence scale parameter Maximum monthly amount Inclusion allowance Difference with the Rdc An adult and a minor up to 2 years old 1.15 575 euros -25 euros An adult and two minors up to 2 years old 1.30 650 euros – 50 euros Two adults, one of whom is over 60 1.4,700 euros – Two adults and two minors (no one under the age of 2) 1.3,650 euros – 250 euros Two adults and two minors, one of whom is under the age of 2 1 .7,850 euros – 50 euros Two adults and three minor children 1.8,900 euros – 100 euros Three adults, one of whom is seriously disabled 1.9,950 euros + 50 euros Three adults, one of whom is over 60 1.4,700 euros – 200 euros Three adults and a minor over 2 years of age 1.15 575 euros -225 euros Three adults and a minor under 2 years of age 1.55 775 euros – 25 euros Three adults and two minors, none younger for 2 years 1.30 650 euros – 400 euros Three adults, one of whom is over 60, and two minors, none under the age of 2 1.70 850 euros – 200 euros Three adults and two minors, one of whom is aged less than 2 years 1.70 850 euros – 200 euros In fact, those families in which there is the greatest number of employable members are penalized the most: in fact, while these were previously assigned an equivalence scale parameter of 0 ,4, with the Inclusion Allowance, adults will be considered only if over 60, disabled (in this case with a value equal to 0.5) or if they are burdened with care burdens such as for example those who assist a disabled person (provided they are present in the family), children under 3 years of age or in any case 3 or more children (of any age).
Families with children are also penalized, especially when large, given that the scale parameter for minors drops from 0.2 to 0.15 for the first two children, and 0.10 for the others.
It must be said, however, that the inclusion allowance can be rounded up, both with the new support for training and work and with the single allowance.
How to increase the inclusion allowance with support for training and work.
From September 2023, support for training and work is introduced, reserved for those employable who participate in training programs (provided by entities, public or private, accredited to training from regional systems, inter-professional joint funds and bilateral bodies) and projects useful to the community.
Those who cannot request the Inclusion Allowance can apply, as well as employable members excluded from the equivalence scale parameter for those families who receive it.
The amount is 350 euros per month, recognized for the entire duration of the program in which you participate and in any case for a maximum period of 12 months.
Let's think, for example, of a group made up of three adults, one of whom is over 60.
As an Inclusion Allowance, this is entitled to a supplement of up to 700 euros per month, in addition to the possibility for the two members under 60 to participate in an initiative training thus being able to access an additional monthly contribution of 350 euros each.
Overall, therefore, they would be entitled to a monthly income of 1,400 euros, 500 euros more than what they receive today with the Citizenship Income.
How to increase the inclusion allowance with the universal allowance for dependent children Another advantage is the fact that the inclusion allowance is fully compatible with the single allowance for dependent children while today those who receive the citizenship income are entitled to it just an integration (so calculated).
Let's take as an example a family unit made up of two adults and two minor children, both over 3 years of age, with an equivalence scale for Citizenship Income of 1.8 and an income of zero.
These, therefore, receive a monthly Rdc of 900 euros, plus an integration of the single allowance equal to the difference between the amount due (378.40 euros, 189.20 euros per child) and the children's share already included in the income of citizenship (200 euros).
In total, therefore, a supplement of 178.40 euros per month is due.
Let's now see what changes with the arrival of the Inclusion Allowance.
As seen above, a family with two adults and two minor children, both over the age of 3, has an equivalence scale parameter of 1.3, therefore is entitled to a monthly supplement of 650 euros.
However, the single allowance will be paid in full: therefore, another 378.40 euros must be added, for a total of 1,028.40 euros.
Slightly less than what was due with the citizen's income (there is a difference of just 50 euros) but it must be considered that the employable component not considered in the scale parameter will still be able to access the aforementioned support for training and work, thus having the right to another 350 euros per month.
read also Single allowance table 2023, how ISEE amounts and thresholds change with the revaluation Inclusion allowance as a citizenship pension For families made up only of over 67s, or of the applicant over 67 and seriously disabled or non-self-sufficient people, the calculation of Inclusion allowance follows the same rules as the citizenship pension.
The formula, therefore, is the following: [(7,560 euros * Equivalence scale parameter) – Annual income of the family unit)]/12 For the definition of the equivalence scale parameter, however, the same rules established for the 'Inclusion allowance payable to all families.
read also Pensions, here's how to increase the amount with the 2024 Inclusion Allowance Rent component reimbursement The reimbursement of the rent for those who live in rent is also recognized for the Inclusion Allowance.
The reimbursement can be a maximum of 280 euros per month, 150 euros for families made up only of over 67s or of an over 67 and other members with serious disabilities.
Duration The inclusion allowance can be received for 18 months: upon expiry it can be renewed infinite times, but for periods of 12 months.
There must always be a month's suspension between the expiry of one period and another.