Dealing with tax bills, how to avoid paying more and planning your refund

How to deal with tax bills? When you receive a payment slip you usually feel anxious and start wondering what to do, how to avoid paying more and how to possibly plan to repay the debt.
The tax bill is the act with which the Revenue Collection Agency recovers a debt which usually arises from unpaid taxes or unpaid fines.
When the taxpayer receives the payment notice, he can choose whether to appeal or pay the amount due.
In fact, an appeal for cancellation is not always possible because it is necessary to have the motivation to object (wrong tax bill, amount already paid, unfounded payment request, for example).
If there are no conditions to object, however, all that remains is to pay and do it in the most painless way possible.
Tax bills, how not to have to pay more Getting into debt with the tax authorities, especially in times of economic crisis, is not that difficult.
Precisely for this reason in this period there are many taxpayers who are receiving tax bills which only worsen already difficult economic situations.
One of the ways to be able to pay less for a tax bill is represented by the amnesties that are periodically implemented by the executive.
The last one was the scrapping quater which allowed only the initial debt to be paid without penalties and without interest.
This possibility, however, allowed membership only until 30 June 2024 and those who did not take the opportunity found themselves cut off from the amnesty.
To avoid the risk of paying more than the debt, with penalties and interest, reported in the tax bill, the best thing to do is to pay the amount within the deadline indicated by the tax bill.
In fact, if you make the payment after the deadline, the amounts due will be increased by higher interest and also by higher penalties.
If you do not have the economic possibility to pay the tax bill within the deadline indicated, the solution is to request, always within the same deadline, an extension of payment.
read also Scrapping tax bills or ordinary instalments, pros and cons of both Planning the reimbursement plan for tax bills To meet the necessary and planned expenses and at the same time proceed with the payment of tax bills with a deadline that is not too long, it may require a planning process.
The first thing you need to do is evaluate your financial situation by analyzing your certain income and certain expenses each month.
This assessment, if done scrupulously, allows you to understand what financial availability you have to be able to pay the tax bills.
Once you have established your financial availability, it is a good idea to request an extension of the bills to be able to pay in installments a sum that is actually possible.
Based on availability, therefore, you will be able to decide in a much more realistic way how much to defer the debt and how many installments to request for the installment plan.
If in addition to tax bills you also have other debts or if there are multiple tax bills, it is best to give priority to those debts which, if not paid, could have more serious consequences or amounts that skyrocket due to the increase in interest.
Once the extension plan has been obtained and priority has been given to the debts that must be paid first, a sort of repayment plan must be created that takes into account the resources available, establishing an amount to be paid each month to deal with tax bills and any other debts.
If you are having difficulty sticking to your repayment plan, it might be an idea to look for extra income and save on unnecessary expenses.
How are tax bills paid in instalments? Any taxpayer who finds himself in a temporary situation of difficulty in paying the debt can submit a specific application to the Revenue Collection Agency to pay in installments.
If the amount of the debt to be paid in installments is greater than 60,000 euros, the difficult situation must be documented.
The debt can be deferred up to a maximum of 72 monthly installments, but if the difficulty in paying is not attributable to the taxpayer, the installments can even reach 120 monthly installments.
The taxpayer can choose, among other things, between a plan that provides constant installments, always of the same amount, or installments of increasing amounts.
The forfeiture of the installment plan occurs when the payment of 5 instalments, even if not consecutive, is missed.